Welcome to 3846 Cardiff Ct in Loveland, Colorado. This home has had one owner and has been immaculately maintained ever since. This home is so beautiful you have to see it to believe it. All kitchen appliances updated with SS Maytag appliances in 2013 as well as the granite countertops and backsplash. Kitchen also includes custom Tharpe cabinets, instant hot water dispenser, glass block, and an eat in kitchen with tons of natural light. Wood floors cover the entryway, kitchen, dining room, and living room. Major ticket items such as the HVAC is tuned and cleaned consistently and were replaced in 2012 along with the whole house humidifier. The roof was replaced in 2014 and recently checked for hail damage. All main level windows were replaced in 2021 with Anderson windows ($36K). Choose to enjoy the colorful living room murals or easily paint over to your liking. Separate dining room off of the kitchen for entertaining and easy access to the back deck. The large 15x22 covered back deck is built with 25 year composite decking and has built in seats and planter boxes. Mature landscaping covers the lot with a neat water feature in the front as you pull into your large insulated 3 car garage. In addition to the 3 bedroom on the main level, there's 4th bedroom in the basement with another large living area. And best of all, this home is centrally located just seconds away from the olde course golf course, Benson Sculpture Garden, and Lake Loveland. Close to shopping, restaurants, and trail heads. Also no HOA!! Make sure to check out the features list for a full list of everything this amazing home has to offer. This one won't last long!